January 24th, 2011
Proposals have been put forward by the coalition government which could see Annual Breakdown Cover become compulsory in the UK.
As you well know, it is already compulsory for all motorists to have car insurance on a vehicle and, if the new proposals are accepted, then the same sort of rules will apply to breakdown cover also.
At the present moment there is no legal requirement to take out annual breakdown cover or joint breakdown cover on a motor vehicle so the British Insurance Brokers Association have come out in favour of the proposals.
The British Insurance Brokers Association says that compulsory breakdown cover on cars will level the playing field for all motorists and create a fairer system.
The same legislation will also hope to tighten up on the existing laws on car insurance too. At present, drivers can only be penalised for being without insurance if they are caught behind the wheel. Ministers hope to extend the laws so that car insurance will be compulsory even if the car is never taken out of the drive.
Ministers say that the new legislation on car insurance and breakdown cover will lead to lower premiums for motorists who stay within the law.
Don’t wait for breakdown cover to become a legal requirement as it makes sense to be covered anyway. Compare prices from various breakdown cover providers now on our UK Breakdown Cover Comparison page.
Tags: annual breakdown cover, car insurance, law
Posted in Legislation, News, UK Motoring | No Comments »
November 22nd, 2010
We’ve spotted a great deal if you are on the hunt for annual breakdown cover at the moment. Santander are currently trying to entice people to switch over to their current accounts from other banks and are offering a few benefits – such as breakdown cover – to sweeten the deal.
Until the 12 December you can switch to a Santander current account and could receive up to £100 in the process. There are a few current accounts to choose from, and not all of them entitle you to free UK breakdown cover, so pick out the one that’s good for you and there’s money to be saved.
Two of the Santander current accounts have no fees attached to them. First there’s the Santander ZERO and Preferred In Credit Rate current accounts. To qualify for the £100 cashback on these two accounts you have to switch your existing main current account to Santander and pay in £1000 a month. Both of these accounts offer 5% APR – but, unfortunately not the free breakdown cover.
So, if it’s the breakdown cover that’s the dealbreaker for you then you should look at the Santander Reward or Premium current accounts. Again, both of these accounts offer the £100 cashback providing you switch from another current account and pay in £1000 a month. The difference with these two accounts though is that they come with Green Flag breakdown cover and a bunch of other benefits. The Reward account costs £10 a month and the Premium costs £20 a month and other benefits include travel insurance and card loss assistance.
Head of Santander Current Accounts, Gillian Almond, said: “At Santander we offer a range of current accounts with some of the best rates on the market - and we’re rewarding every customer who switches their main current account to us with £100 cash. We want to encourage consumers not to settle for less and to shop around for the best current account deal. By joining Santander they’ll get £100 cash, a great in-credit interest rate as well as access to our preferential savings and mortgage products for our loyal customers.”
If these Santander current accounts don’t float your boat but you still need to find cheap car rescue cover then you will find great deals from Green Flag and other breakdown providers on our UK Breakdown Cover page.
Tags: free breakdown, green flag, santander
Posted in News, Offers | No Comments »
October 20th, 2010
Do you know if your annual breakdown cover policy will pay out if you breakdown after filling up with the wrong fuel? Or will you breakdown providers stump up the money if you breakdown because you forgot to fill up?
Well, it might well be worth taking a look at the small print of your annual breakdown or joint breakdown cover when you get a moment because, according to the AA, over 100,000 motorists put the wrong fuel in their car every year and a significant proportion of them will not receive a penny if a breakdown results.
Almost a quarter of policies researched by the financial research firm Defaqto were found to include misfuelling as part of their exclusion policy. Furthermore, around 1 in 7 annual breakdown cover policies were found not to pay out if you breakdown after running out of fuel.
Defaqto examined close to 300 annual breakdown cover policies and found that many motorists would have to pay additional charges for car rescue after a breakdown due to misfuelling or running out of juice.
Mike Powell of Defaqto said: “Drivers putting the wrong fuel into a vehicle not only face a huge repair bill but may also find that their breakdown policy doesn’t provide cover for their vehicle to be towed to a garage. Even those motor breakdown policies that do cover such an eventuality will tend to find that the extent of the coverage is limited to towing the car to a garage or to their destination.”
So make sure you look into all of the subtle nuances of annual breakdown cover so that you are not caught out with a bill for something you didn’t expect. Find out which breakdown providers offer the best deals now using our Compare Breakdown Cover search facility.
Tags: car rescue, exclusions, misfuelling
Posted in Smallprint, UK Motoring | No Comments »
September 4th, 2010
The AA has revealed that over £100 million was wasted last year by people who did not have adequate annual breakdown cover when they needed it the most.
During the economic downturn it would seem that one area where people have tightened their belts is on the cost of motoring. One way to do that is to risk a breakdown without taking out car rescue cover. But, is it wise to do so?
The AA figures show that it is very important not to scrimp and save on your annual breakdown cover because the actual costs involved should you need to call someone out and pay for it yourself could be far, far higher and come at a time when you just don’t have the cash to pay.
Over 2 million people suffered the agony of breakdowns without cover last year and had to shell out an average of £100 to call out a garage to assist them. In many cases the individual costs where much higher than that if the vehicle could not be fixed on the spot and had to be recovered. And, since some annual breakdown cover starts out at less than £20 a month, it would seem to be a completely false economy to try save money and put your car at risk by not having some form of breakdown cover.
So, don’t leave yourself stuck at the side of the road when there is so much cheap car rescue assistance available. On our website you can compare the best value deals from a range of breakdown providers selling annual breakdown cover or even joint breakdown cover.
Take out some annual breakdown cover today and put your mind at rest!
Tags: AA, annual breakdown cover, call out charges
Posted in News | 3 Comments »
August 17th, 2010
Company car fleet firm Masterlease has warned drivers who use a company car to check out their European breakdown cover provision if they plan to drive abroad.
Masterlease pointed out that there is often no clear guidance from companies on who takes responsibility for overseas insurance and breakdown cover when driving outside of the United Kingdom.
Although it is typical for company cars to come with breakdown cover for the employee, it is very often the case that the cover only applies when the car is driven inside the UK. Over the last decade the number of Brits taking their car across to Europe has doubled from under two million to around three and a half million drivers.
Masterlease say that people should ask their employers, fleet managers, insurance companies and breakdown providers who would foot the bill for any unfortunate incidents overseas. In many cases employees are not even entitled to take their company car outside of the UK under the terms and conditions of fleet managers and insurers.
Head of operations at Masterlease, Anthony Dowdall, said that often the employee who has the company car assumes that they will be covered but that the company feels it is the employee’s responsibility to take out the right cover for accidents that happen outside of the UK.
Dowdall said that it was perhaps the fleet managers who needed to stress the importance of European breakdown cover: “Roadside assistance on the continent can cost over €100 and bringing home a stranded vehicle can cost much more. As well as ensuring drivers have adequate insurance and breakdown cover, businesses should have a policy in place for driving overseas and make sure drivers have information about what to do if they break down or have an accident abroad.”
Make sure you have adequate European breakdown cover whether you are lucky enough to drive a company car or not. You’ll find the best deals compared on our European Breakdown Cover page.
Tags: company cars, european breakdown cover
Posted in European Motoring | No Comments »
August 16th, 2010
AutoSure Assist, a European breakdown cover provider and insurance company which is part of the AutoLaw group, has recently launched cheap rescue cover for motorists in Europe.
Starting out at just £58 a year, the AutoSure Assist European annual breakdown cover will pay out for roadside repair, accident management and home start 24 hours a day, 7 days a week. AutoSure pledge to be with you in around 40 minutes and will even pick up the bill for any necessary accommodation costs.
The annual breakdown cover doesn’t just apply to motorists on the continent though – this cover is also applicable in Great Britain so you can feel safe at home as well as abroad. You know that we always have an eye out for the latest breakdown cover options and this is one of the best value ones we have seen recently. Indeed, it is half price or less than some other annual premiums for European breakdown cover that we have seen.
As long as your vehicle is no more than 15 years old you will be eligible for this European breakdown cover from AutoSure Assist.
If you are heading off to Europe and want to have peace of mind without breaking the bank then compare cheap European breakdown cover now with Breakdown Cover Finder. If, however, you are not the type to go careering off to other countries in your car, check out our options for UK Breakdown Cover.
Tags: AutoSure, cheap rescue cover, european breakdown cover
Posted in European Motoring, UK Motoring | No Comments »
July 28th, 2010
M & S Car Insurance has been warning that people should sort out their annual breakdown cover before heading off to festivals this summer. The warning comes after a survey by the insurance company shows the intentions of your typical festival-goer.
Over half of all adults in the UK are expecting to go to one of over 350 festivals that will be hosted over the coming months and they are being warned to make sure they have adequate breakdown cover before setting off.
Four in five people who expect to attend the music festivals, literary events and foodie get-togethers this summer intend to use their wheels to get there. Over half will use their own car and one in five will bum a lift from someone else.
Andrew Ferguson, Head of General Insurance at M&S said: “British festival-goers need to make sure this is a summer to remember for the right reasons. Heavy festival traffic can lead to a higher level of accidents and breakdowns.”
That heavy traffic is indeed a perennial feature of festival attendance and is also one of the main contributors to cars overheating in the hotter summer months.
According to the AA, up to half of all breakdowns could be avoided simply by carrying out basic checks and regular servicing. However, even if you have taken all precautions, it still gives you peace of mind to know that should the worst happen, you have sufficient breakdown cover to call on.
With many festivals now taking place outside of the UK it can also pay to take out European breakdown cover so that you are covered wherever you travel - from Berlin to Burgas. If you are more the stay-at-home festival type though then use our finder to compare UK Breakdown Cover now.
Tags: annual breakdown cover, european breakdown cover
Posted in European Motoring, UK Motoring | No Comments »
June 29th, 2010
Who says that you never get anything for free? Well, sometimes - just sometimes – you do. And we are here to tell you about it when it happens.
We have spotted an absolutely amazing deal on annual breakdown cover in The Sunday Mirror that we thought you might like to know about.
If you want to learn how to drive and are looking for annual breakdown cover then this is simply the deal for you. In conjunction with The Sunday Mirror, the AA is offering two driving lessons for the price of one for your first two lessons. But, if you take them up on that offer, they will also give you breakdown cover for a full year ABSOLUTELY FREE!!
That means the cost of your first two driving lessons will be just £10.50 – but your annual breakdown cover comes at no cost whatsoever.
In addition to that, there’s even better news if you are under 30 years old because then you can also get Start-Up Membership with the AA free for a year too! And even in your second year the AA will continue your membership for half price.
This offer is only available until 31st July 2010 and is for new AA Driving School customers only. The original offer of free annual breakdown cover in The Sunday Mirror along with details of how to apply can be found here.
If you were unlucky enough to miss out on this deal on annual breakdown cover or you would prefer to use different breakdown providers then you will be glad to know that we can still help you out. We have no closing dates and are always here to help you compare the best deals on annual breakdown cover.
Tags: AA, annual breakdown cover, breakdown cover finder, Driving Lessons, free breakdown cover
Posted in Offers, UK Motoring | 3 Comments »
October 1st, 2009
Recently the Motor Insurers Bureau reported estimates that 13% of drivers in the London area were driving without insurance making it the most prevalent region for this activity in the country.
Merseyside, Greater Manchester and West Yorkshire made up the rest of the top four regions.
The MIB (who compensate drivers involved in accidents with uninsured drivers) released these figures in their lastest campaign against uninsured drivers to ultimately bring down the costs of motoring in the UK.
Tags: car insurance
Posted in Uncategorized | No Comments »
September 7th, 2009
If you’ve got any long journeys or are holidaying around the UK any time soon, then why not fill up at Total Garages across the UK and get yourself some free breakdown cover.
If your purchase over 30 litres of fuel, in one go, then you get 14 days of free breakdown cover for your car, or purchasing only 10 litres of fuel will get your motorcycle covered. To receive your free breakdown cover, on filling up with the correct amount of fuel, you will receive an activation card on which is a phone number to which you need to text your registration number.
They will then confirm their registration and membership policy number back to your mobile phone. The free breakdown cover includes home recovery and is available on all vehicles up to three and a half tonnes.
If After the 14 days of free cover, simply top up with another 30 litres of more to extend the breakdown cover for another two weeks.
Check out www.total.co.uk for more info, t’s & c’s
Tags: free breakdown, total
Posted in Uncategorized | No Comments »
